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OMODA Louth

Louth
LN11 0SY

Call us 01507 309919

OMODA Grantham

Grantham
NG31 7UH

Call us 01476 851409

Here at Wilson and Co we believe that buying your next car or van should be as hassle-free and enjoyable as it possibly can be.

When purchasing a new car or van there are a number of different Personal Finance options available to you to help you decide on the best way to purchase your car.

If you are VAT registered or looking to purchase through your business, we have a specialist team who can help look at the best funding methods.

Our Specialist Automotive Finance (SAF) Approved status recognises our company’s continued commitment to increased professional standards and motor finance knowledge and ensures consistently high standards.

Wilson and Co Are SAF Approved

At Wilson and Co all of our dealerships are SAF Approved and all our customer-facing employees who are involved in the sale of finance have passed the SAF competence test. This gives our customers complete peace of mind.

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Why Finance Through a Dealership

By choosing to finance a car through a Wilson & Co dealership, you gain access to countless lending institutions, and your rate is negotiated on your behalf by an employee of the dealership. We can work with just about any type of buyer, and will work to find financing options to meet the individual needs of the customer.

Ask us what options are available to you.

What is Personal Contract Purchase?

Personal Contract Purchase (PCP) is a popular choice for car finance. It offers good flexibility at the end of the agreement, together with low, fixed monthly payments. This is perfect if you are opting out of your company car scheme, for example.

Your company car allowance can fund your monthly payments, but there is no company car tax to pay. At the beginning of the agreement your car's future value is calculated based on mileage and age. This is deferred as a final 'balloon' payment.

With PCP you don't have to commit to buying the car at the outset. You use it for an agreed period of time and then decide at the end of this period what you would like to do.

Choosing to pay this way often means you can drive a higher spec vehicle for a lower monthly payment.

What is Hire Purchase?

Conditional Sale, often referred to as Hire Purchase, is one of the most common ways to finance a new or used vehicle, and is probably the most straight-forward and easy to understand method of vehicle financing.

Conditional Sale assumes that you want to eventually own the vehicle at the end of your finance term, so simply splits the total cost of the vehicle (minus your deposit) over the duration of your plan.

Once the last monthly payment has been made, the vehicle is yours.

RJTK Companies Information Legal & Financial Disclaimers

Wilson & Co (Motor Sales) Ltd t/a Drayton Motors: Wilson and Co (Motor Sales) Ltd. Hewitts Avenue, Hewitts Circus, Grimsby, North East Lincolnshire, DN36 4SE. Company No. 03503183. Wilson & Co (Motor Sales) Ltd. are authorised and regulated by the Financial Conduct Authority (FRN 308650) for consumer credit and insurance distribution activities.

Wilson & Co (Kia) Ltd t/a Drayton Motors: Wilson & Co (Kia) Ltd, Hewitts Avenue, Hewitts Circus, Grimsby, N.E. Lincolnshire, DN36 4SE Company No. 08332322. Wilson & Co (Kia) Ltd. are authorised and regulated by the Financial Conduct Authority (FRN 600180) for consumer credit and insurance distribution activities.

S Cropley & Co Ltd. t/a Drayton Motors: S. Cropley & Co Ltd., Hewitts Avenue, Hewitts Circus, Grimsby, N.E. Lincolnshire Company No. 01615977. S Cropley & Co Ltd, t/a Drayton Motors Suzuki is an Appointed Representative of Wilson & Co (Kia) Ltd. which is authorised and regulated by the Financial Conduct Authority (FRN 600180). Wilson & Co ( Kia) Ltd’s permissions as a Principal Firm allow S Cropley & Co Ltd to act as a credit broker, not a lender, for the introduction to a limited number of finance providers and to act as an agent on behalf of the insurer for insurance distribution activities only.

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